Student debt has become the largest source of household debt in the United States. The Federal Reserve Bank of New York estimates that student loans grew to almost $1.2 trillion dollars in 2014.________________________Some, such as the Candidates for the Harvard Board of Overseers, suggest making endowments pay for college costs. Harvard, for example, has an endowment that is worth around $35.9 billion dollars. The University of Texas system, a public school system, has an endowment worth around $25.4 billion dollars.在美国,学生贷款成为了一个家庭里最组要的贷款形式了.美联储表示,2014年学生贷款数量达到了1.2亿美元.___________________________有些像理事会监理会的候选人建议捐赠基金.比如哈佛大学就有价值35900000万美元捐赠基金.德克萨斯州大学属于公立教育系统,拥有25400000万美元捐赠基金.