Many insurance companies share in appreciation of the importance of the driver education program in reducing the soaring accident rate.Most large insurance companies charge more money for automobile insurance coverage when a car is to be driven by a man under twenty-five.(1)_______________________.In a number of states,a person under eighteen who wishes to obtain a motor vehicle operator's license must successfully complete a state-approved driver education program.The courses in driver education are given to pupils who have already reached,or are about to reach, the legal driving age.The age at which a driver may apply for a license varies in different places.(2)_______________________.These figures represent the minimum number of hours and many programs exceed them.The students use cars that are equipped with two controls.The instructor has an extra brake on his side of the car that enables him to bring the car to a halt, if necessary.In the practice-driving sessions, the pupil learns to operate the car.(3)_______________________.In addition to helping students realize the importance of developing proper attitudes and skills,driver education stresses the relationship between alcohol and the responsibility of driving and the dangers in the combination.