小笑话 him, otherwise, Because, borrow

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Tom: William has asked me for a loan of five pounds. Should I be doing right in lending it to him?
Jack: Certainly.
Tom: And why?
Jack: Because otherwise he would try to borrow it from me.
汤姆：威廉向我借五英镑。我该不该借给他？
杰克：当然应该了。
汤姆：为什么？
杰克：否则他就该跟我借了。

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clever tom